Help close the door on fraud. Open the door to customers.

Offer a secure, frictionless customer experience across your mobile channels. Mobile devices are transforming how consumers engage with businesses. Yet, in terms of driving measurable revenue and profitability for businesses, there remains plenty of room to grow. Here’s the rub. Consumers need to feel secure about their mobile transactions, and they want those transactions to [Read More…]

MLA Final Rule: Updates based on the August Interpretative Rule

As the Department of Defense’s (DoD) Military Lending Act (MLA) Final Rule (also known as the July 2015 Final Rule) takes effect October 3, 2016, many lenders are still struggling to understand just how these updates will impact them. Are their loans covered? Are they not? Do they need to create two sets of disclosures, [Read More…]

MLA Covered Borrower Status – Are you Ready for Oct. 3?

Beginning October 3, 2016, the burden will now be on financial institutions—not applicants—to confirm an applicant’s MLA covered borrower status in accordance with the changes made to the Military Lending Act (MLA) of 2006. The following questions can help you determine if this change applies to your financial institution. Do you provide consumer credit to [Read More…]

BusinessConnect™ Leverages Every Piece of Functionality within the® Platform

Many emerging technology solutions are so robust that it can be difficult to fully maximize their potential. However, Equifax likes a challenge which is why we’re determined to harness 100% of the power of both the Cloud and—the world’s leading customer relationship management (CRM) tool. To realize the full potential of our premier business [Read More…]

As Regulatory Requirements Evolve, Robust Data and Configurable Services Are Key

Businesses are constantly in need of comprehensive services that provide deeper insights to help mitigate risk and meet regulatory requirements. Organizations must truly know their customers, vendors and employees as they attempt to balance risk with profitability. Thus, there’s a continuous need for improved strategies to help businesses effectively manage Anti-Money Laundering (AML) and Know [Read More…]

Webinar: To Dial or Not to Dial: Contact Strategies that Align with TCPA Regulation

The Telephone Consumer Protection Act (TCPA) is prompting more litigation, and particularly class-action litigation, than ever before. TCPA lawsuits are frequently settled in the millions of dollars. Therefore, strict compliance with all relevant TCPA rules is critical to any business that contacts consumers through telephone technology. Join AGG, Charter Spectrum and Equifax as we discuss [Read More…]

Revolutionize the Cloud’s Power with BusinessConnect™

It’s official: siloes don’t work. That’s why Equifax designed BusinessConnect™ to align three important revenue functions—Sales, Credit and Collections—all through the® platform. BusinessConnect breaks down departmental barriers and enables faster, easier collaboration. By maximizing the power of the Cloud, BusinessConnect transforms what could be a mere credit tool into a true end-to-end business enablement [Read More…]

Massachusetts Equal Pay Law Mandates Income Verification Timing

As you may know, a bill was passed in Massachusetts to establish pay equity. Lawmakers believe disclosing of salary histories put women at a disadvantage, and they may be offered lower salaries than men in their first jobs even when education and field are taken into consideration. Salary negotiations are also another area where women [Read More…]

Equifax Acquires Barnett Associates and Verify Job System

Equifax is pleased to announce that Barnett Associates and Verify Job System (VJS) are now Equifax companies!  We warmly welcome our new employees and clients to the Equifax organization and look forward to partnering with them. Equifax, Barnett and VJS are aligned in passion for delivering solutions that elevate how organizations advance their crucial workforce [Read More…]

Webinar Summary: Income and Employment Verifications and FCRA

In our recent webinar, Montserrat Miller, a partner with the Privacy and Consumer Regulatory practice group at Arnall Golden Gregory LLP, explained how the Fair Credit Reporting Act (FCRA) applies to verifications of employment and income. The webinar also addressed how employment verification services work generally, and discussed The Work Number® services as an example. [Read More…]