Business Need Focus

Time Series Data: Capture Trends to Boost Your Business

Capturing Trends

Time series data highlights critical trends for any business looking to mitigate risk.

Big Data in Finance: 3 Banks That Get It

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Today’s business world is constantly changing, and nowhere is this more apparent than in the world of information management. The rapid advances in…

Protecting Employee Data During “Verification Season”

Employment Verification Seasons

A current TV ad for home security systems uses the phrase “vacation season is break-in season,” reminding homeowners of the increase in burglaries that occur when families embark on summer vacations.  In the world of information security, data thieves don’t necessarily have a season, but they can capitalize on lax process security during peak points [Read More...]

Subprime Vehicle Financing at a Seven-Year High

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SubPrime Auto Finance News recently published an article regarding the surge in subprime vehicle financing.  In fact, the numbers for March 2014 came in at $13.1 billion, higher than any single month for the past seven years.  But while the total dollar amount is at historic highs, the average amount per subprime loan came in [Read More...]

Tax Intelligence – Maximizing WOTC ROI

Maximize Your WOTC ROI

As the Work Opportunity Tax Credit (WOTC) is currently in hiatus status, it is more important than ever for companies that hire to ensure that their WOTC capture program is as effective as it can be to ensure maximum credit value generation once the program is renewed.  Recall that even when WOTC is in hiatus, [Read More...]

The New View of the Bank Customer

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The way customers view banks is changing, and successful financial institutions will change the way they view the bank customer as well. No longer just…

Combating Identity Misuse and Fraud in a Global, Social Economy

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Illicit use of identities has been occurring for many years; however, due to the faceless nature of e-commerce and now consumer banking, the impacts are being felt in a painful way across all industries. It is not uncommon for fraud losses to be measured in the tens of millions of dollars, and these losses have [Read More...]

Marketing Profitability Gets a Boost With New Analytics Tools

Marketing profitability can rise with the help of more precisely targeted tools.

In a time of slim profit margins, every advantage counts when trying to boost marketing profitability. Here’s what one credit card company did for theirs.

California Competes Tax Credit Approved

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The California Competes Tax Credit (CCTC) Committee recently approved $28.9 million in credits of the $30 million budgeted for the 2013/14 fiscal year. The California Competes Tax Credit is a negotiated incentive available to businesses of any size located anywhere in the state. Benefits vary based on such factors as expected hiring or retention, investment, [Read More...]

Home Finance: Write-Offs Decrease by More Than 37 Percent

Home finance deliquencies have seen big improvement year-over-year.

The latest Equifax National Consumer Credit Trends Report is out, and it is full of good news about lower home finance delinquencies.