Business Need Focus

E-Verify Announcements – myE-Verify and Record Disposal

e-verify employee computer

E-Verify has been active recently with several new announcements over the past few weeks.  While they may not have a significant immediate impact, the release of myE-Verify along with new Record Disposal rules present a perfect opportunity to review your overall procedures related to E-Verify.  Highlights of the recent announcements include the following: myE-Verify: A [Read More...]

Equifax Participates at BAI Retail Delivery 2014

BAI Retail Delivery 2014

Stop by Equifax’s exhibit #4121 at this year’s BAI Retail Delivery, November 12-14, 2014, to discover solutions that can help you grow your DDA portfolio.

Millennial Credit Card Customers, Part 2: Connecting With a New Breed of Credit User

Millennial credit card customers prefer to manage their accounts online rather than through paper statements.

In part two of this series, we explore what it is that millennials truly want out of their credit offers and services.

How Can I Streamline My Mortgage Lending Process?

Speed up your mortgage processing with better employment, income and identity verification.

New verification services are creating a more efficient, effective, mortgage lending process.

Customer Data Management, Part 1: Best Practices for Cleansing Data

Identify new customers and expand existing relationships with good customer data management.

Good customer data management starts with data cleansing. Use these best practices to identify new customers and expand existing relationships.

Property Valuation, Risk Mitigation and Earning Customer Confidence

With mortgage rates still near historic lows and the shift to a purchase market, it is more important than ever for lenders to qualify borrowers appropriately.

In order to improve loan quality, lenders should evaluate a borrower’s potential undisclosed debt and determine the appropriate valuation for the property.

California Competes Tax Credit Update

California EZ

Applications are now being accepted through October 27, 2014 for the California Competes Tax Credit. This first application round for the 2014/2015 fiscal year will allocate a total of $45 million of income/franchise tax credit to businesses chosen through a competitive application process. Evaluation criteria is based on factors including expected hiring or retention, capital [Read More...]

Marketing Credit Cards to Millennials, Part 1: Playing by Their Rules

To market credit cards effectively to millennials, you need to understand their concerns about credit.

By using trended data, you can market to millennials on the terms that are most appealing to them.

The Digital Age of Mortgage Prescreening Tools

theDigitalAgeofMortgage

Mortgage prescreening tools and custom triggers are creating a more effective and profitable mortgage process.

Bulletin: California Enacts New Paid Sick Leave Law

California-EZ

California Enacts new Paid Sick Leave Law Effective July 1, 2015, employers with employees working in California will be required to provide paid sick leave.  California becomes the second state—behind Connecticut—to enact such a law, along with 11 municipalities.  The California law applies to all employers, both public and private, regardless of size and any [Read More...]