Business Need Focus

MLA Covered Borrower Status – Are you Ready for Oct. 3?

Beginning October 3, 2016, the burden will now be on financial institutions—not applicants—to confirm an applicant’s MLA covered borrower status in accordance with the changes made to the Military Lending Act (MLA) of 2006. The following questions can help you determine if this change applies to your financial institution. Do you provide consumer credit to [Read More…]

Unemployment Update: Volume Down, Enforcement Up

Even when unemployment claim volume is low, there is still work to be done. Currently, the Department of Labor is reporting claim volume is hovering near all-time lows. In fact, for the past 18 months, their reports show average initial claim volume has averaged 260,000 claims/week. No doubt about it, that’s pretty manageable volume. But [Read More…]

ETS Tax Intelligence: SUI Tax Rates in 2018 and Beyond

Situation State unemployment insurance (“SUI”) tax rate risk can be broken down into two primary components, those that employers can control and those that employers cannot.  For those factors that employers can control (i.e., unemployment claims and tax rate management programs), they should make every effort to do so.  For those uncontrollable factors, employers should [Read More…]

BusinessConnect™ Leverages Every Piece of Functionality within the Force.com® Platform

Many emerging technology solutions are so robust that it can be difficult to fully maximize their potential. However, Equifax likes a challenge which is why we’re determined to harness 100% of the power of both the Cloud and Salesforce.com—the world’s leading customer relationship management (CRM) tool. To realize the full potential of our premier business [Read More…]

Help simplify the tenant screening process

A faster, more affordable solution offers a background report in minutes. It appears to be the right time to be in the property rental business, as a few recent statistics demonstrate: More than a third of U.S. households are occupied by renters, according to the National Multifamily Housing Council. Unfurnished apartments in the U.S. now [Read More…]

Proposed Changes to Payday and Short-Term Lending Could Lead to More Verification Requests

Situation You may have seen the CFPB’s proposed rule announced in June that would require payday lenders, and companies that make vehicle title and other high-cost installment loans to determine whether borrowers can afford to pay back their loans. The proposed rule is designed to help consumers who rely on these types of easy-access, short [Read More…]

Compliance Challenges have Shifted the HR Technology Landscape

How do you find out what the biggest compliance challenges are facing HR professionals?  By attending the 19th Annual HR Technology Conference and Exposition. Let’s face it, 2016 has been a busy year and HR is chock full of regulatory challenges. By attending the HR Technology Conference and Expo, you will learn some of the biggest compliance [Read More…]

As Regulatory Requirements Evolve, Robust Data and Configurable Services Are Key

Businesses are constantly in need of comprehensive services that provide deeper insights to help mitigate risk and meet regulatory requirements. Organizations must truly know their customers, vendors and employees as they attempt to balance risk with profitability. Thus, there’s a continuous need for improved strategies to help businesses effectively manage Anti-Money Laundering (AML) and Know [Read More…]

Webinar: To Dial or Not to Dial: Contact Strategies that Align with TCPA Regulation

The Telephone Consumer Protection Act (TCPA) is prompting more litigation, and particularly class-action litigation, than ever before. TCPA lawsuits are frequently settled in the millions of dollars. Therefore, strict compliance with all relevant TCPA rules is critical to any business that contacts consumers through telephone technology. Join AGG, Charter Spectrum and Equifax as we discuss [Read More…]

Revolutionize the Cloud’s Power with BusinessConnect™

It’s official: siloes don’t work. That’s why Equifax designed BusinessConnect™ to align three important revenue functions—Sales, Credit and Collections—all through the Force.com® platform. BusinessConnect breaks down departmental barriers and enables faster, easier collaboration. By maximizing the power of the Cloud, BusinessConnect transforms what could be a mere credit tool into a true end-to-end business enablement [Read More…]