Verifications Focus

Is the Subprime Auto Market Creating a Bubble?

Data shows that subprime auto lending may not be creating the next bubble.

Is subprime auto lending creating the next bubble? Analysis of data by economists Amy Crew Cutts and Dennis Carlson suggests otherwise.

Visit Equifax at MBA’s Risk Management & Quality Assurance Forum 2014

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Effectively ensuring loan quality and reducing repurchase risk is more critical than ever. Visit Equifax at MBA’s Risk Management & Quality Assurance…

Telecom Industry Trends 2014: Customer Opportunities and Challenges

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A new year means new innovation, but it can also mean customer resolutions to switch to another telecom provider. After all, competitors could be…

Subprime Auto Lenders See Resurgence Thanks to Better Data

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Subprime auto lenders are taking advantage of higher-quality data, leading to a resurgence in the market.

Consumer Credit Data: GLB Act 101

Lowering your employment tax rate

Financial institutions are legally required by the GLB Act to comply with customer opt-out, which can cause problems. Customer data integration can help.

Cable and Big Data: A Match Made in Information Heaven

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Consider cable and big data the “it” couple in information. When combined, the two are making sweet music together for cable providers.

Protecting Employee Data During “Verification Season”

Employment Verification Seasons

A current TV ad for home security systems uses the phrase “vacation season is break-in season,” reminding homeowners of the increase in burglaries that occur when families embark on summer vacations.  In the world of information security, data thieves don’t necessarily have a season, but they can capitalize on lax process security during peak points [Read More...]

Customer Data Integration: Accuracy vs. Privacy

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They say that love makes the world go ’round, but in business, it’s data that often fuels the fire. Whether it’s confirming a customer’s address or looking up past account information, having accessible data at hand streamlines the process and can help in cross-selling and marketing efforts. Of course, while accurate and timely data are [Read More...]

Compliance is Not the Issue

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The adoption of technology can counter some of the unintended consequences of today’s complex mortgage environment.  Keeping up with consumer demand for an electronic mortgage process not only provides a significantly better experience for the prospective borrower but also incorporates cost saving processes for a lender. In this article, Equifax’s Jeff Knott discusses how electronic [Read More...]

Use a Tenant Screening Service That Pays Off

Don't risk your rental income by skipping a complete background check.

If you manage properties, then you are accustomed to performing a background check before renting to new residents. What you may not realize is that the type of tenant screening service you use makes a big difference. There are many background services out there; however, some of these services may not provide all the detailed background [Read More...]