How Can I Streamline My Mortgage Lending Process?

Speed up your mortgage processing with better employment, income and identity verification.

New verification services are creating a more efficient, effective, mortgage lending process.

Customer Data Management, Part 1: Best Practices for Cleansing Data

Identify new customers and expand existing relationships with good customer data management.

Good customer data management starts with data cleansing. Use these best practices to identify new customers and expand existing relationships.

Property Valuation, Risk Mitigation and Earning Customer Confidence

With mortgage rates still near historic lows and the shift to a purchase market, it is more important than ever for lenders to qualify borrowers appropriately.

In order to improve loan quality, lenders should evaluate a borrower’s potential undisclosed debt and determine the appropriate valuation for the property.

Marketing Credit Cards to Millennials, Part 1: Playing by Their Rules

To market credit cards effectively to millennials, you need to understand their concerns about credit.

By using trended data, you can market to millennials on the terms that are most appealing to them.

The Digital Age of Mortgage Prescreening Tools

theDigitalAgeofMortgage

Mortgage prescreening tools and custom triggers are creating a more effective and profitable mortgage process.

Hackers Leave Customers Everywhere At Risk

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Before most systems are hacked, a personal or corporate identity is compromised – online or offline. An initial compromise may be a very sophisticated, software-driven breach of a website’s infrastructure; such as the recent data breach reported last month at JP Morgan, where it’s reported that Russian-based hackers took advantage of a technical flaw in [Read More...]

Charge Auditing: Prevent Improper UC Benefits Payments

charge auditing

While the prevention of improper unemployment benefits via compliant claims response remains the primary focus of UI integrity legislation, the rapid identification of these charges (after they begin) can also go a long way toward reducing the $5 billion in overpayments. Improper charges can have a direct effect on your company’s unemployment experience, potentially causing [Read More...]

Compliance in Education: Fair Pay and Safe Workplaces

Compliance in Education

Compliance is a hot topic to most, if not all, higher ed institutions.  Whether the discussion is centered around presenting new hires with the appropriate forms, like Section 503 or VEVRAA, complying with the latest Executive Orders for minimum wage, LGBT or Fair Pay and Safe Workplaces, or ensuring that all Form I-9s are complete [Read More...]

Financial Institutions: Third Party Vendors

Third party vendors

Financial institutions increasingly rely on third party vendors to help them achieve their growth and efficiency initiatives.  Banks, insurance companies, and specialty finance organizations look to third-party expertise and specialization as the cost of doing business and consumer demand for innovation grows.  Regulators are increasing scrutiny as well.  A recent article from Mortgage Compliance Magazine [Read More...]

ACA and IRS Reporting Demystified

Think you still have plenty of time to prepare for the ACA? 

Think again.

Webinar:  Tuesday | September 30 | 2:30 PM EDT Many employers believe they do not have to worry about ACA and IRS reporting until 2016, but the reality is that they must begin preparing in 2015 to file in 2016. And because the fines you (and your employees) may face in 2016 will be determined [Read More...]