Joint Employer Liability Changes – How Big of an Issue is it for Employers?

Joint employer liability changes – how big of an issue is it for employers? Will 2016 be the year in which joint employer liability will be a major issue for employers? It is safe to assume the answer is yes.  In September of 2015, The National Labor Relations Board (NLRB) focused their attention on the [Read More…]

Audience Segmentation: Time To Hit The Reset Button

January is a unique time in marketers’ calendars, beginning with the recovery from a hectic fourth quarter and usually ending with the rollout of a yearlong plan. It’s the perfect time to review their marketing performance over the past 12 months and put all of the new data they’ve gathered into action. For many marketers, [Read More…]

2016 Security Risks and Solutions

Security Magazine has released their predictions on technology to watch in security – including fighting fraud – for 2016. One breakthrough is developing an exchange of known frauds across various industries. The article quotes Equifax fraud expert, Gasan Awad, as he discusses Equifax’s experience is setting up and using data exchanges to help our customers detect and prevent fraud. “It’s important [Read More…]

One Last Hurdle: Monitoring Undisclosed Debt Post-TRID

Equifax mortgage expert Rosie Biundo discusses the importance of monitoring undisclosed debt after the TRID three-day window in Mortgage Compliance Magazine As an industry, it’s vital to leverage innovation and technology to request data directly from the source (rather than from the consumer) and allow access to verified and authentic data to all stakeholders in [Read More…]

New IRS Guidance Extends ACA Reporting Deadlines

On December 28, 2015 the Internal Revenue Service (IRS) extended the due dates for the 2015 information reporting requirements for insurers, self-insuring employers, and certain providers for minimal essential coverage under section 6055 of the Internal Revenue Code and the information reporting requirements for applicable large employers under 6056 of the code. This 2-month extension [Read More…]

The Fluidity of Credit Card Fraud

Equifax fraud expert, Gasan Awad, was recently published in Fraud Magazine discussing how to help prevent fraud in the new world of chip cards and the EMV liability shift. In particular, Mr. Awad, described best practices for balancing the newer fraud risks with a good customer experience during online application and shopping. To avoid consumers abandoning [Read More…]

How Brands Can Master the Art of Affluent Engagement Marketing

On a recent business trip to Las Vegas, I was greeted by the the hotel desk attendant with an enthusiastic, “Welcome back.” The preferred treatment continued when I called guest services and was asked if I’d like to order the same meal I had last time I visited. I was getting the red carpet treatment, [Read More…]

Cybersecurity Information Sharing Act included in Federal Budget

On December 18, President Obama signed legislation to encourage businesses to share cyberthreat information with the federal government. The Cybersecurity Information Sharing Act (CISA) is part of the $1.1 trillion omnibus spending bill. CISA will establish a process for the government to share cyberthreat information with businesses that voluntarily agree to participate in the program. The data shared [Read More…]

Resources to Help Employees Navigate the Form 1095

  Because this is the first year that many employees will receive a 1095-C as a result of the Affordable Care Act (ACA), it is important to provide education about the new tax form. Equifax has created a guide full of resources to help employers prepare employees for the 1095 and answer some of their most [Read More…]

Benefits of a Trusted 4506-T Provider

Equifax has always been on the forefront of modernizing consumer data and income verification, from maintaining The Work Number® database of millions of income and employment records, to helping champion the policy for eSignature acceptance by the IRS on the Form 4506-T. The need to verify total income with the IRS using a Form 4506-T [Read More…]