Customer Data Management, Part 2: Best Practices to Gain Insight

B2C marketers have learned to gather data from customers, and B2B marketers can learn from their best practices.

Customer data management provides insight into customer characteristics and behavior. Best practices show how to arrange data for maximum benefit.

E-Verify Announcements – myE-Verify and Record Disposal

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E-Verify has been active recently with several new announcements over the past few weeks.  While they may not have a significant immediate impact, the release of myE-Verify along with new Record Disposal rules present a perfect opportunity to review your overall procedures related to E-Verify.  Highlights of the recent announcements include the following: myE-Verify: A [Read More...]

Equifax Participates at BAI Retail Delivery 2014

BAI Retail Delivery 2014

Stop by Equifax’s exhibit #4121 at this year’s BAI Retail Delivery, November 12-14, 2014, to discover solutions that can help you grow your DDA portfolio.

Webinar: How Credit Unions Can Compete More Effectively in Today’s Automotive Lending Environment

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Join CU Direct and Equifax to learn how credit unions can compete more effectively in today’s automotive lending environment.

Millennial Credit Card Customers, Part 2: Connecting With a New Breed of Credit User

Millennial credit card customers prefer to manage their accounts online rather than through paper statements.

In part two of this series, we explore what it is that millennials truly want out of their credit offers and services.

Customer Data Management, Part 1: Best Practices for Cleansing Data

Identify new customers and expand existing relationships with good customer data management.

Good customer data management starts with data cleansing. Use these best practices to identify new customers and expand existing relationships.

Property Valuation, Risk Mitigation and Earning Customer Confidence

With mortgage rates still near historic lows and the shift to a purchase market, it is more important than ever for lenders to qualify borrowers appropriately.

In order to improve loan quality, lenders should evaluate a borrower’s potential undisclosed debt and determine the appropriate valuation for the property.

Marketing Credit Cards to Millennials, Part 1: Playing by Their Rules

To market credit cards effectively to millennials, you need to understand their concerns about credit.

By using trended data, you can market to millennials on the terms that are most appealing to them.

Hackers Leave Customers Everywhere At Risk

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Before most systems are hacked, a personal or corporate identity is compromised – online or offline. An initial compromise may be a very sophisticated, software-driven breach of a website’s infrastructure; such as the recent data breach reported last month at JP Morgan, where it’s reported that Russian-based hackers took advantage of a technical flaw in [Read More...]

Financial Institutions: Third Party Vendors

Third party vendors

Financial institutions increasingly rely on third party vendors to help them achieve their growth and efficiency initiatives.  Banks, insurance companies, and specialty finance organizations look to third-party expertise and specialization as the cost of doing business and consumer demand for innovation grows.  Regulators are increasing scrutiny as well.  A recent article from Mortgage Compliance Magazine [Read More...]