Cell Side: Mobilizing the Smart Phone Banking Experience

Mobile Banking

With banks digging deep in their pockets for additional smart phone banking funds, here are five takeaways on consumer mobile banking demands.

Selling Mortgage Loans? Time to Brush Up on the New Laws

The Dodd-Frank Act continues to grow. Among its provisions and amendments are new compliance requirements for mortgage lenders.

Under the Dodd-Frank Act, mortgage loans now require stricter qualifications from lenders prior to approval to meet compliance standards.

How Financial Institutions Need To Market To Emerging Affluent Millennials

Emerging Affluent Millennials

Millennials control a small portion of the nation’s wealth and spending power, it’s important for financial services marketers tofoster relationships today

Attacking Identity Theft and Fraud with Analytics

identity theft

According to a recent study there was a increase of more than 500,000 fraud victims to 13.1 million people in 2013, the second highest number since the study began. Analytics that separate the real person from the fraudster using someone else’s name help provide maximum protection against identity theft. Our sources of credit, collections, and other private [Read More…]

Mergers and Acquisitions: Financial Institutions Lever for Growth

M&A strategy for financial institutions

Rising interest rates, compressed wages, and increased regulatory costs make it difficult for financial institutions to grow organically.  Mergers and acquisitions (M&A) are a strategic lever for growth – M&A increases economies of scale to offset rising costs, enhances product and IT capabilities, and diversifies and expands a financial institution’s geographic and customer footprint.  In fact, [Read More…]

Three Alternative Lending Sources for Small Businesses

Alternative lending is a growing phenomenon.

Alternative lending has grown in popularity as small businesses look for financing. Here are three alternative options that offer huge potential rewards.

Move Past Secrets to Real Identity Verification

Account Takeover Protection for Online and Mobile Banking

Prior to the burst of social media sharing, little known facts about our lives were widely used for authentication before we were permitted access to sensitive information. For example, if someone called a retail bank to check a balance or question a DDA fee, she would provide identifying information for herself and her account, and [Read More…]