2014 Housing Market Trends Leave Lenders with Mixed Signals

The future of the housing market looks a bit uncertain

As we approach the end of 2014, a few housing market trends are appearing. Read on to find out what’s going on and how to prepare yourself.

Claim Your Share of the Mortgage Refinancing Mini-Boom

Don't miss out on the mortgage refinancing mini-boom.

The faltering economy has created a new homeowner mortgage refinancing opportunities. Find out how to make the most of this mini-boom.

Mortgage News Network Interview with Equifax Expert Rosie Biundo

MNNinterview

Mortgage News Network’s Phil Hall sat with Rosie Biundo, Senior Director, Equifax Mortgage Services, at the recent MBA Annual Convention & Expo to discuss the latest issues in the mortgage industry such as HELOC resets and upcoming regulatory changes.  Click the video below to view excerpts from the interview.

How Hazard Insurance Verification Helps Improve the Lending Process

Verifying hazard insurance is much more effective through VOHI.

A new verification system, called VOHI, is making it easier and more cost effective for mortgage lenders to verify hazard insurance.

How Can I Streamline My Mortgage Lending Process?

Speed up your mortgage processing with better employment, income and identity verification.

New verification services are creating a more efficient, effective, mortgage lending process.

Property Valuation, Risk Mitigation and Earning Customer Confidence

With mortgage rates still near historic lows and the shift to a purchase market, it is more important than ever for lenders to qualify borrowers appropriately.

In order to improve loan quality, lenders should evaluate a borrower’s potential undisclosed debt and determine the appropriate valuation for the property.

The Digital Age of Mortgage Prescreening Tools

theDigitalAgeofMortgage

Mortgage prescreening tools and custom triggers are creating a more effective and profitable mortgage process.

Equifax Joins Top Lending Professionals at CUNA Lending Council Conference

CUNA Lending Council Conference Sponsor

Join Equifax at the CUNA Lending Council Conference, November 2-5, 2014.

Mortgage Balances Down Over 2014 Q2, But Still Higher Than 2013

Mortgage balances went down over 2014 Q2, but they're still higher than 2013.

People across the country are paying down their mortgage balances and taking out home equity lines, but they aren’t using them just yet, says a new report.

HAMP Loan Program: The Other Shoe Is About to Drop

Many homeowners avoided losing their homes to foreclosure through HAMP, a temporary loan program that will soon expire.

HAMP homeowners may soon be struggling with impending foreclosures. As a loaner, here is how you can help your clients manage their debt.