Equifax Joins Top Lending Professionals at CUNA Lending Council Conference

CUNA Lending Council Conference Sponsor

Join Equifax at the CUNA Lending Council Conference, November 2-5, 2014.

WOTC Update: Aaron Schock Pushes WOTC extension; IRS Urges Extension of WOTC Extender Bill

WOTC extension

In August, Rep Aaron Schock of Illinois introduced H.R. 5264 “To amend the Internal Revenue Code of 1986 to make the work opportunity credit permanent.”  The bill would extend WOTC one year retroactive to cover the current hiatus and would also make WOTC permanent.  Mr. Schock and his Co-sponsor Charles Rangel of NY have published [Read More...]

Mortgage Balances Down Over 2014 Q2, But Still Higher Than 2013

Mortgage balances went down over 2014 Q2, but they're still higher than 2013.

People across the country are paying down their mortgage balances and taking out home equity lines, but they aren’t using them just yet, says a new report.

Credit Card Balances Continue to Grow as Consumer Confidence Rises

The trend of growing credit card balances continues.

Credit card balances are up as more people are borrowing more money, while credit card delinquencies have declined during the first half of 2014.

Not Yesterday’s Subprime Auto Loan – Economic Trends Commentary

The automotive finance industry has received a great deal of attention recently around the topic of subprime lending, which typically assumes a highly negative tone. After finding that surprisingly little data on this topic is shared with the press, our Chief Economist, Amy Crews Cutts, and Deputy Chief Economist, Dennis Carlson, set out to explore whether [Read More...]

Visit Equifax at MBA’s Risk Management & Quality Assurance Forum 2014

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Effectively ensuring loan quality and reducing repurchase risk is more critical than ever. Visit Equifax at MBA’s Risk Management & Quality Assurance…

Webinar: Looking to the Future – Emerging Affluent Millennials

Millennials in work environment

Webinar:  Looking to the Future – Emerging Affluent Millennials 2 p.m. Eastern, September 30, 2014 Register As banks look towards the future and work on setting the foundation for growth, a key part of the plan is better understanding the preferences and needs of their Millennial customers and how to identify which of those Millennial [Read More...]

Webinar: Credit Trends and Business Intelligence for Automotive Lenders: Improve Your Competitive Position in the Market

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Business intelligence is critical to staying ahead of the competition – now and into the future. Are you leveraging the latest business insights to better understand your market situation? Don’t miss this opportunity to get the latest market intelligence from Moody’s Analytics and learn how you can compete more effectively in today’s competitive automotive environment. [Read More...]

HSPD-12 – Ten Years On

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Homeland Security Presidential Directive 12 (HSPD-12), signed by President Bush on August 27, 2004, was originally enacted to address the wide variety and differing security levels of identification credentials used to access secure facilities. The directive established standards for verifying an individual’s identity and issuing a tamper-proof credential that could be rapidly authenticated electronically. The [Read More...]

Hardee’s & PacSun Webinar– Onboarding Compliance That Pays For Itself

Compliance Board

What can a retailer get out of an electronic onboarding system? Or a casual dining chain? How about cutting onboarding time from 4 hours per new hire to a half an hour? How about improving WOTC screening compliance from 16% to 99%? Those are the kinds of results youth clothing retailer Pacific Sunwear got. Debra [Read More...]