National HealthIT Week: Protecting PHI

Protecting protected health information (PHI) requires vigilance in today’s environment of increased sharing of personal information online. National HealthIT Week (Oct 5-9) highlights the importance of health IT—specifically electronic health records (EHRs) which improve the quality of healthcare delivery, increase patient safety, decrease medical errors, and strengthen the interaction between patients and healthcare providers. Protecting [Read More…]

Join Equifax at BAI Retail Delivery 2015

Grow your DDA portfolio with a consumer-focused acquisition strategy Demand for household acquisition is an ongoing priority. Equifax can help you identify consumers who are more likely to become profitable households, with a better understanding of their existing or past banking relationships, estimated income, likely assets and other financial tendencies. Stop by the Equifax exhibit [Read More…]

Debt-to Earning Measures Becoming More Vital to Institution Programs

Institutions should take into account how the Department of Education calculates the Debt-to Earnings ratio and should take the necessary steps to make sure their calculations are accurate. The Department of Education will be providing institutions with lists of students that will be included in the Gainful Employment program later in 2015. Institutions will then [Read More…]

FLSA, Overtime, and Minimum Wage, Oh My!

Webinar:  FLSA, Overtime, and Minimum Wage, Oh My! This webinar took place Wednesday, September 16th | 2:00 PM EDT Through a Notice of Proposed Rulemaking, the Department of Labor recently announced its intention to dramatically shrink the pool of employees who qualify for exempt status under the Fair Labor Standards Act (FLSA). This change, coupled [Read More…]

How To Incorporate Financial Data For Better Ad Targeting

The rise of data-driven marketing has brands increasingly looking for insights that allow them to better target their most likely customers and eliminate any potential media waste. But with so many resources at their fingertips, marketers are still learning how best to combine different kinds of data assets. In fact, they’re often either not using [Read More…]

Using Analytics to Power Identity Proofing

Confirming the identities of an individual user in a large populations can be challenging. A government agency giving a constituent access to sign up for benefits or check records may potentially be challenged with identifying a single person among more than 230 million adults. Combating identity-based fraud on that scale can be even more challenging. While [Read More…]

WOTC Update: Tax Reform and Tax Extenders

Tax reform is sometimes mentioned as a potential cause of delay for the renewal of WOTC and other tax credits.  That is, if tax reform were to happen, then it is conceivable that, as part of that process, various tax credits would cease to be renewed in favor of a reduction and simplification of overall [Read More…]

Marrying Segmentation and Big Data to Help Build Better Customer Relationships

In our current age of Big Data-driven business, retailers have a considerable head start, having spent years gathering and analyzing data to shape everything from marketing strategies to supply chain management. Despite that head start, and the plethora of ways retailers accumulate data, they only have part of the picture. Every data gathering technique offers [Read More…]

Gainful Employment Rule Survives For-Profit Group’s Court Challenge

A federal judge on Tuesday, June 23 rejected a serious legal challenge, brought by the Association of Private Sector Colleges and Universities, to the controversial Gainful Employment rule. The lobbying group’s lawsuit was the highest hurdle remaining for the proposed Gainful Employment rule, which will judge career-oriented programs on their graduates’ ability to repay their [Read More…]

Subprime Auto Bubble? Not Likely Say Experts

There’s been a lot of chatter lately about a potential bubble forming as a result of subprime lending in the automotive industry. Phil LeBeau, at CNBC, recently interviewed Dennis Carlson, Deputy Chief Economist at Equifax, to get his take on the issue. Carlson and analysts at Equifax looked at data for new and used cars [Read More…]