December 2012 Credit Trends – Credit Levels Increasing

Equifax has released the latest National Credit Trends Summary for December, 2012. The significant news is consumer credit levels are inceasing for non-mortgage lending, while delinquency rates for non-mortgage loans has returned to pre-recession levels.

Follow the link above to read more details and see my other comments including what’s happening with auto lending, retail credit, and bank credit cards on

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This post was contributed by: Amy Crews Cutts.