Business Need Focus

Day 1 Certainty Best Practices for Mortgage lenders

Best practices for benefitting from Day 1 Certainty through the Fannie Mae DU® validation service Process changes are challenging, but automated validation can save lenders time and money.  Fannie Mae’s new Day 1 Certainty™ program is designed to make the mortgage loan process faster.  But since it rolled out last October, some lenders have hit [Read More…]

WOTC Screening: Don’t Leave Money on the Table!

Too many companies leave money on the table simply because they don’t screen all new hires to see who is eligible for the Work Opportunity Tax Credit (WOTC). Don’t let this happen to your organization. The first step to a successful WOTC program is effective screening. One way to get the best possible screening percentage [Read More…]

Webinar On Demand: Military Lending Act – Credit Card Compliance

The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower” status for all covered consumer credit applications. Will you be ready? Join Equifax for an informative webinar to help you better prepare for MLA [Read More…]

Future Compliance Obligations Hinging on the Fate of the ACA

Future Compliance Obligations Hinging on the Fate of the ACA With future compliance obligations hinging on the fate of the ACA and/or the AHCA, some employers may be tempted to hold off on making any large-scale changes to their ACA compliance strategy. However, it’s important for employers to continue adhering to the current ACA reporting and compliance [Read More…]

June 2017 Briefly: An Unemployment Case Analysis

Background The claimant quit voluntarily after she was informed that her work would end on a future date.  She was disqualified from benefits upon a finding that she quit without good cause connected with the work.  The claimant appealed, and a hearing was scheduled before an administrative law judge. At The Hearing The Claimant’s Evidence:  [Read More…]

Visit Equifax at the ACFE Global Fraud Conference

Say “yes” to more applicants while reducing the cost of fraud, protecting your reputation and improving the customer experience Association of Certified Fraud Examiners (ACFE) Global Fraud Conference June 18-23, 2017 | Music City Center | Nashville, TN From synthetic ID to anti-money laundering (AML) tools, Equifax leverages powerful insights to help you win against [Read More…]

Final Reminder: Military Lending Act – Credit Card Compliance Webinar

The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower” status for all covered consumer credit applications. Will you be ready? Register now to join Equifax on Thursday, June 15 at 2:00 pm ET [Read More…]

Preventing and Prevailing over Synthetic ID Fraud

There’s good news and bad news when it comes to fraud and the growth in technology. The bad news is that fraudsters have easier access to the consumer data they need to build synthetic IDs. The good news is thanks to technology, telecommunications pay TV and utility companies are better armed mitigate losses by detecting [Read More…]

Nearly No Touch Wage Audit Solution

We get it. In theory wage audit requests are a simple procedure to verify wages and unemployment benefits. As many employers know, this seemingly simple procedure can bring some big challenges: Incorrect format: State agencies require data to be submitted in a specific format, which typically doesn’t match employers’ payroll format. Employee time and resources: [Read More…]

ACA Legislative Update: June 2017

It has been just over a month since the House of Representatives passed the American Health Care Act (AHCA) bill on May 4th. If you’ve been wondering, “What’s been going on lately? What’s next?” you’re certainly not alone. What’s happened since the May 4th AHCA bill passage? The Congressional Budget Office (CBO) released its report [Read More…]