Delivering Insight through Innovation.

Equifax Recognized as a Leader in the Technology Space For the third year running, Equifax has been named one of The World’s Most Innovative Companies by Forbes magazine. At Equifax, innovation doesn’t happen by chance — it happens through intentional design. It is the result of persistent focus, unique strategies, clearly-defined processes, and a first-class [Read More…]

August 2017 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for violating an employer policy. The claimant was disqualified from benefits upon a finding that she was discharged for misconduct connected with the work. The claimant appealed. A hearing was scheduled before an administrative law judge. At the Hearing The Employer’s Evidence: The claimant was discharged for violating an employer [Read More…]

Military Lending Act – Credit Card Compliance

In 2006, Congress passed the Military Lending Act (MLA) to help protect active duty service members and their dependents from predatory lending. In 2015, the Department of Defense (DOD) issued a final rule amending the MLA to cover a wider range of credit products impacting traditional creditors like banks and credit unions. The DoD’s Final [Read More…]

Register Now: Q3 U.S. Economic and Credit Trends Outlook Webinar from Equifax

Make more informed decisions with economic and consumer credit insights from Equifax   Insights that Drive Strategic Growth It’s almost time for the Q3 U.S. Economic and Credit Trends Outlook from Equifax. This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit trends from across the U.S. [Read More…]

Repeal of Affordable Care Act Derailed by Senator McCain

Background After several months on a legislative roller coaster ride, the effort by congressional Republicans to repeal and replace the Affordable Care Act (ACA), President Obama’s signature piece of healthcare legislation, has abruptly come to a halt. Early on Friday, July 28, 2017 – following a dramatic return to the Senate after receiving a diagnosis [Read More…]

Bulletin – I-9 Compliance: DHS Indicates National E-Verify Mandate Could be Coming Soon

I-9 Compliance:  Signs Are Pointing to a Future Federal Mandate of E-Verify As we reported in our previous blog post, DHS Planning Nationwide Mandate of E-Verify, signs are pointing to a future federal mandate for E-Verify.  The latest indicator comes from the recent approval of the Fiscal Year 2018 Homeland Security Bill by the House [Read More…]

Auto Dealers: Verify Income & Employment to Help Sell More Cars

Today, the average car buyer spends nearly 70 percent of the total purchase process online, rapidly clicking their way to exactly what they want. Dealers need to be able to create a similarly seamless, transparent and fast-qualifying experience. There is nothing more frustrating to both customer and dealer than test driving a car, get handed [Read More…]

ETS Tax Intelligence: State Unemployment Tax Economic Update

In a majority of states, employer-specific factors (benefit charges, taxable payroll, tax contributions, and reserve account balances) used in calculating 2018 state unemployment insurance (“SUI”) tax rates will be fixed as of June 30, 2017.  However, there are still unknown legislative and economic factors that could have an impact on 2018 and future SUI tax [Read More…]

I-9 Compliance Alert: New Form I-9 Released, Employers Must Meet Deadline For Compliance

U.S. Citizenship and Immigration Services (USCIS) officially released the new version of Form I-9 today.  Employers can continue to use the previous version (Rev. 11/14/2016) through September 17, 2017.  After that date, all previous versions of Form I-9 will be invalid. The changes include revisions to both the Form I-9 instructions and to the list [Read More…]