Trended Data – Minimize Risk and Head-Off Default

Today’s static consumer credit profile provides a limited understanding of financial behaviors and risk profiles. Delivering a more dynamic view of consumers, trended data helps you see the trajectory of spending and repayment behaviors by analyzing consumers’ financial behaviors over a set period of time. Compared to the static snapshot view you get from a [Read More…]

Interview with Car Biz Today: What’s Happening in Auto Financing?

John Giamalvo, Vice President of Dealer Services at Equifax, was recently interviewed by Car Biz Today (CBT) about the year ahead in auto finance. Giamalvo, who has almost 20 years of automotive experience and is a contributor on major TV networks including CBS, NBC, ABC, FOX and CNN, shares insights on the state of auto finance [Read More…]

Faced With Cautious Affluent Consumers, Nimble Marketing Matters

At the start of the year, it’s generally standard practice for marketing organizations to do a postmortem on the previous year and think about how they’re going to apply their learnings to the year ahead. But 2017 has the potential to be a very different year, as the U.S. undergoes a political transition that could [Read More…]

Register Now: Q1 U.S. Economic and Credit Trends Outlook Webinar from Equifax

Make more informed decisions with economic and consumer credit insights from Equifax Equifax is proud to introduce a new quarterly webinar series aimed at helping you make more informed decisions, with economic and consumer credit trends from across the U.S. Register Now Join Equifax Tuesday, February 28, 2017 at 1:00 pm ET as Chief Economist [Read More…]

2016 Resource Round-Up: Insights at Your Fingertips

Equifax shares a number of resources created to help you grow and protect your business 2016 was an exciting and eventful year across the financial services industry. As we prepare for the year ahead, we wanted to provide a look-back at the many resources created to support your business in the past year. In the [Read More…]

AFSA & NADA: A Successful Week with Auto Lenders and Dealers

Last week, our auto experts headed to New Orleans, LA for two large shows –the American Financial Services Association (AFSA) Vehicle Expo & Conference and the National Automobile Dealer Association (NADA) conference. During the conferences, we were asked to share our insights on some key issues impacting the industry and introduced product integrations that will [Read More…]

Equifax and Fiserv Join to Provide Income and Employment Verification Services to Auto Lenders

Equifax announced today that Fiserv, a leading global provider of financial services technology solutions, has built an interface between The Work Number®, provided by Equifax Workforce Solutions, a business unit of Equifax, and Automotive Loan Origination System from Fiserv. Together, the solutions provide faster and more robust income and employment verifications to their customers.  Refreshed [Read More…]

Income and Verifications Solution, The Work Number®, Expands Reach with Integration into Digital Matrix Systems, Inc. Platform

Equifax announced today that Digital Matrix Systems (DMS), a leading risk management solution provider, has established connectivity to The Work Number® to provide income and employment verifications to DMS clients. Equifax Workforce Solutions, a business unit of Equifax, provides The Work Number®. Refreshed each pay period, The Work Number® is the largest database of income [Read More…]

Trended Data – Drive Profitable Growth While Minimizing Risk

Trended data can help businesses strengthen marketing and risk management strategies, driving more profitable business growth while minimizing risk. Having deep insights into a consumer’s financial profile and behaviors over time can improve risk and marketing performance beyond the static measures used today. Incorporating trended data into your marketing efforts can help expand your universe [Read More…]

Soft-pull Credit-based Solution Surfaces Qualified Leads for the Dealer Showroom

Today, Equifax announced availability of PowerLead Offer™, a newly introduced soft-pull credit-based solution, specifically designed for the dealership service lane that prescreens consumers for potential vehicle lending offers. Instances where a customer brings a vehicle to the dealership for maintenance or repairs present a unique opportunity to prescreen customers for additional sales opportunities. PowerLead Offer [Read More…]