Approve More Business Customers

How machine-learning technology can provide insights that drive growth with less risk Soaring increases in computing volume and available data are transforming how financial institutions use and apply risk-based analytics. Traditional logistic regression models [think: everyone above the line is approved and everyone below is declined] are giving way to progressive, non-linear neural networks that [Read More…]

Want the Secret to Approving More Loans for Small Business Customers?

It involves a new type of credit risk modeling called NeuroDecision™ Technology Is your organization working to strengthen its current small business lending strategy? Are you searching for expanded financial insight to help approve more loans for small business customers? Is small business growth a priority for your organization in 2017? If you answered “yes” [Read More…]

ACA Filing Tips: What Does this IRS Error Mean?

It’s once again ACA filing season! HR and benefits professionals know that when preparing to transmit forms to the IRS – through the IRS ACA Information Return (AIR) System or through a technology vendor – it’s important to understand common IRS transmission error messages, plus what they mean to help remedy the problem. A better [Read More…]

Additional Data Provides Insights that Drive More Effective Decisions

Know more about smaller firms with dynamic, connected insights from multiple sources  Small businesses are the backbone of America. This means, by providing access to capital for existing customers or prospects converted to customers this will help your company with revenue and ultimately support the broader economy. Many small businesses are funded in part or [Read More…]

Trended Data – Minimize Risk and Head-Off Default

Today’s static consumer credit profile provides a limited understanding of financial behaviors and risk profiles. Delivering a more dynamic view of consumers, trended data helps you see the trajectory of spending and repayment behaviors by analyzing consumers’ financial behaviors over a set period of time. Compared to the static snapshot view you get from a [Read More…]

Have the Election Results Impacted Employers’ ACA Compliance Strategy?

Have the Election Results Impacted Employers’ ACA Compliance Strategy? Despite the results of the presidential election, only 3% of employers surveyed have put their ACA compliance strategy on hold until additional guidance is provided, according to a recent poll conducted by Equifax during a webinar: Piecing Together ACA: Reporting, Subsidy Appeals, and Employee Education. In [Read More…]

TCPA compliance is serious business

Lessons learned from a top Fortune 500 company Few phrases evoke instant anxiety in business like the words “class-action lawsuit.” Yet, that’s exactly what many companies are being faced with under the recently amended Telephone Consumer Protection Act (TCPA). Though it has always included tight restrictions on telemarketers, as many companies have learned, the latest [Read More…]

Insurance Webinar: Core Systems, Analytics and the Data Explosion: How to Capitalize on Your Investments

Ours is a data-driven digital world with insurers being driven to automate and accelerate the adoption of decisions based on data and analytics. As insurers look to capitalize on their significant investments in core systems, integrated data and decisioning are the next steps in their transformation journey. Integrating the newest data sources of today and [Read More…]

ACA Reporting: Top 10 Things Employers Must Know Now

Webinar: ACA Reporting: Top 10 Things Employers Must Know Now Tuesday, November 15 | 2:00 PM ET Hosted by Employee Benefit News Register With ACA reporting deadlines lurking around the corner, time is running out for employers to implement the systems and processes necessary to get forms 1094/1095 out the door. Join us as we reveal [Read More…]

Equifax in Action: ACA Management Solutions

The Affordable Care Act (ACA) has brought unprecedented changes to workforce management and compliance. Employers often underestimate the amount of time and expertise required to effectively manage ACA compliance tasks such as data collection, calculating eligibility, completing tax forms, and more. That’s why organizations of all sizes turn to Equifax and our award-winning ACA Management Solutions. [Read More…]