Retail Banking Insights

Quarterly U.S. Economic and Credit Trends from Equifax – Credit Card Activity Remains Strong and Steady

As part of our new quarterly series, U.S. Economic and Credit Trends Outlook, Equifax is sharing fresh insights and information about current economic conditions. We hope this regular update can help you optimize performance, growth and profitability across all areas of your business by giving you a fresh, current snapshot of the economy and key [Read More…]

Register Now: Q2 Economic and Credit Trends from Equifax

It’s almost time for the Q2 U.S. Economic and Credit Trends Outlook from Equifax. This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit trends from across the U.S. Register Now Join Equifax Thursday, May 25 2017 at 1:00 pm ET as Chief Economist Amy Crews Cutts [Read More…]

U.S. Economy is Looking Up, as Improvement Continues Through 2017

Having a basic understanding of current economic conditions can help you make smarter, more strategic decisions about your business. You can benchmark your performance against national markets and trends. You can better forecast your book of business. You can even boost your business agility by monitoring shifts in your industry, or the broader economy. For [Read More…]

Last Chance to Register for “Walking the Tightrope: Striking the Balance between Fraud Prevention and User Experience”

Today is the final day to register for the Equifax and Aite Group webinar – Walking the Tightrope: Striking the Balance between Fraud Prevention and User Experience. Application fraud and account takeover are rapidly rising in the U.S., and many financial institutions (FIs) are scrambling to deploy mitigating controls. At the same time, the rising [Read More…]

“If it ain’t broke, don’t fix it.” Right? Wrong.

Don’t wait to re-evaluate your analytic model It can require a lot of time, money and effort to build a sound predictive analytic model. Between the data, analytics, development, testing, validation and production, it can easily take several months. Knowing this, it makes sense to use the model for as long as possible, right? As [Read More…]

Tap Into a Deeper Source of Small Business Data that Provides Greater Insights to Drive Hidden Opportunities on Small Businesses…and Feel Good Doing It.

Without question, financial service providers need access to the most comprehensive information possible when working with business customers. This is important since most U.S. businesses are small to mid-sized firms, some of which have little to no business credit profile, and many simply won’t survive beyond five years. Additional data can help you understand their [Read More…]

CBA Live 2017: Visit Equifax at Booth 56!

Ready to drive growth and better protect your business? We’ll show you how at CBA Live! April 3 – 5, 2017 at the Gaylord Texan, Dallas, TX Equifax booth # 56 You’ve known for years that Equifax helps your business mitigate risk. In fact, we’ve been known primarily as a credit reporting agency, helping U.S. [Read More…]

Walking the Tightrope: Striking the Balance Between Fraud Prevention and User Experience

Application fraud and account takeover are rapidly rising in the U.S. (a trend which promises to get worse before it gets better) and many financial institutions (FIs) are scrambling to deploy mitigating controls. At the same time, the rising bar of customer expectations is pressuring FIs to remove friction and increase functionality to create seamless [Read More…]

Segmentation Can Help Overcome Addressable TV’s Small Scale

While TV has long been a fantastic way to deliver messaging to a wide audience, marketers have recently been attracted to new methods that allow them to use the deeply engaging medium in a more targeted fashion. Delivering TV ads to highly specific audiences by leveraging data is something of a holy grail for marketers, [Read More…]

Approve More Business Customers

How machine-learning technology can provide insights that drive growth with less risk Soaring increases in computing volume and available data are transforming how financial institutions use and apply risk-based analytics. Traditional logistic regression models [think: everyone above the line is approved and everyone below is declined] are giving way to progressive, non-linear neural networks that [Read More…]