Retail Banking Insights

3 Ways “Good Enough” Analytics May Be Hurting Your Financial Services Organization

Most financial services organizations already have adopted data and advanced analytics strategies. They typically use data to identify potential customers, segment customers using existing data sets, and implement retention programs. But alternative financial institutions, including online competitors, are turning up the pressure on the rest of the industry. In the face of competition from these [Read More…]

Early Payment Performance: Changing standards?

Assessing early payment performance on recent vintages for key tradelines provides a good barometer for lending conditions in the current economic climate. Segmenting and analyzing tradelines by origination quarter (vintage) helps lenders better understand portfolio performance in historical context. Examining the portfolio in this manner helps identify trends and uncover potential reasons for changes in [Read More…]

2017 Resource Round-Up: Insights at Your Fingertips

Ready access to valuable insights delivered to your inbox in 2017 Equifax shares a number of resources created to help you grow and protect your business 2017 was an eventful year across the financial services industry. As we prepare for the year ahead, we wanted to provide a look-back at the many resources created to [Read More…]

Household debt is creeping up. Cause for alarm? Not yet.

The latest U.S. Economic and Credit Trends Outlook webinar from Equifax featured guest speaker Cristian deRitis, Senior Director at Moody’s Analytics. In addition to the customary review of recent economic and consumer credit trends delivered by Equifax Chief Economist, Amy Crews Cutts, Cris presented a consumer credit forecast for 2018. Today’s post highlights a portion [Read More…]

Webinar On Demand: The Credit Impact of Hurricanes

Hurricanes Harvey, Irma, and Maria wreaked havoc across the South. Banks, lenders and dealers alike are left wondering what the full impact might be on their books of business. Join Equifax and Moody’s Analytics as we present new research on the potential impact of the recent hurricanes on consumer credit. INSIGHTS INCLUDE: The economic costs [Read More…]

Webinar on Demand: Nebulous Digital Marketing Investment is Dead

A thoughtful, data-driven strategy helps optimize spend—and results It’s not surprising how much companies are expected to spend on digital marketing over the next five years—$119 billion—but what you might not expect is how they’re spending it. Join Equifax as Mykolas Rambus, General Manager of Data-driven Marketing at Equifax, and guest speaker, Shar VanBoskirk, Principal [Read More…]

Register Now: The Credit Impact of Hurricanes

The Credit Impact of Hurricanes Hosted by Equifax and Moody’s Analytics December 13, 2017 at 1:00pm ET Hurricanes Harvey, Irma, and Maria wreaked havoc across the South. Banks, lenders and dealers alike are left wondering what the full impact might be on their books of business. Join Equifax and Moody’s Analytics on December 13 at [Read More…]

Register Now: Scoring More Consumers with Greater Accuracy

We’re excited to announce a new webinar, sponsored by VantageScore. Created by the three national credit reporting companies, VantageScore Solutions’ highly predictive model uses an innovative, patented and patent-pending scoring methodology to score a broader population, helping you tap into a larger pool of creditworthy borrowers. Launching soon, VantageScore 4.0 powered by Equifax will incorporate [Read More…]

Register Now: Nebulous Digital Marketing Investment is Dead

Digital marketing is changing. Is your strategy keeping pace? Join us Thursday, December 7, 2017 at 2pm ET in this timely webinar discussion hosted by the Consumer Bankers Association, experts from Equifax, and guest, Forrester team up to explain why and how companies are shifting their digital marketing focus from quantity toward quality, as financial services [Read More…]

Webinar On Demand: Q4 U.S. Economic and Credit Trend Outlook

This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit insights from across the U.S. Join Equifax as chief economist Amy Crews Cutts welcomes guest speaker Cristian deRitis, senior director at Moody’s Analytics. During this webinar, Amy and Cristian will present: • U.S. Macroeconomic Overview In this section, [Read More…]