Apartmentalize Conference: Your Chance to Disrupt

The National Apartment Association (NAA) Apartmentalize conference is just around the corner, and I’m excited to attend for the first time.  When I reviewed the agenda for great break-out sessions,  “Question Everything!  Multifamily Disruptors Needed” caught my attention.  The session’s description declares the need for the multifamily industry to: Step away from tradition Embrace new [Read More…]

Credit through the Ages: Where it all Began

Exploding volumes of data and staggering advances in analytics and technology provide financial institutions with limitless opportunities to assess and predict consumer financial behavior. This insight is then used to inform credit decisioning, acquisition and account management strategies. But where did it all begin? Just where did the concept of credit get its start? View [Read More…]

Do Retail Store Closures Affect How Consumers Pay Their Private Label Credit Cards?

In our changing retail landscape, many stores are closing and retail chains head into bankruptcy. Consumers who owe money on their private label credit card may wonder what it means when their local store disappears or the retail chain liquidates. Some consumers could decide not to pay their debt, either thinking “why should I pay?” [Read More…]

AmeriSave Accelerates Mortgage Loan Originations by 15% with The Work Number®

As the mortgage industry moves towards a digital lending process, many lenders may be looking for ways to increase the automation of income and employment verification – so they don’t have to spend so much time collecting paystubs and W-2s.  AmeriSave Mortgage Corporation has been leveraging verification services from Equifax, including The Work Number®, to [Read More…]

It’s Tech Time! MBA’s Tech Conference & Expo is April 15-18

A lot has changed in the world since last year, but one thing hasn’t: you still need the latest innovations to automate and streamline your processes to serve your customers’ needs. And Equifax can help. Come to our booth (# 539) at MBA’s Technology Solutions Conference & Expo in Detroit  to learn how we can [Read More…]

New Tax Cuts: Immediate Impact to Credit Expected?

As economists, we study the historical impacts of natural disasters, changes in government policy or actions by central banks so that we can make an educated ‘guess’ as to how the economy might respond to similar situations in the future. The new change in federal tax law is one such example. As part of our [Read More…]

Early Payment Performance: Changing standards?

Assessing early payment performance on recent vintages for key tradelines provides a good barometer for lending conditions in the current economic climate. Segmenting and analyzing tradelines by origination quarter (vintage) helps lenders better understand portfolio performance in historical context. Examining the portfolio in this manner helps identify trends and uncover potential reasons for changes in [Read More…]

2017 Resource Round-Up: Insights at Your Fingertips

Ready access to valuable insights delivered to your inbox in 2017 Equifax shares a number of resources created to help you grow and protect your business 2017 was an eventful year across the financial services industry. As we prepare for the year ahead, we wanted to provide a look-back at the many resources created to [Read More…]

Household debt is creeping up. Cause for alarm? Not yet.

The latest U.S. Economic and Credit Trends Outlook webinar from Equifax featured guest speaker Cristian deRitis, Senior Director at Moody’s Analytics. In addition to the customary review of recent economic and consumer credit trends delivered by Equifax Chief Economist, Amy Crews Cutts, Cris presented a consumer credit forecast for 2018. Today’s post highlights a portion [Read More…]

SFIG Vegas 2018 – The Largest Capital Markets Conference

SFIG Vegas 2018 – February 25-28 SFIG and co-host IMN are gearing up to present the largest capital markets conference in the world.  SFIG Vegas 2018 is once again taking place at the Aria Resort & Casino in Las Vegas, and Equifax is excited to be participating as a Silver Sponsor this year.  We hope [Read More…]