Gauging U.S. Recession Risk: New White Paper Available from Equifax

A question frequently asked is when the U.S. might enter into a recession. To help separate fact from fiction, Amy Crews Cutts, senior vice president and chief economist at Equifax and Gunnar Blix, deputy chief economist, walk us through some of the concerns surrounding the timing of recessions in a new white paper. VIEW WHITE [Read More…]

New White Paper Available from Equifax – Gauging U.S. Recession Risk

Equifax has published a new white paper – Gauging U.S. Recession Risk. Written by Amy Crews Cutts, senior vice president and chief economist at Equifax and Gunnar Blix, deputy chief economist, this white paper walks through some of the concerns surrounding the timing of recessions. Key topics covered include: Up and Down Cycles Consumers Doing [Read More…]

Webinar On Demand: Q3 Economic and Credit Trends from Equifax

Make more informed decisions with economic and consumer credit insights from Equifax   Insights that Drive Strategic Growth Equifax has published the latest in our quarterly webinar series aimed at helping you make more informed decisions, with economic and consumer credit trends from across the U.S. Listen now as Chief Economist Amy Crews Cutts and [Read More…]

Credit through the Ages: Where it all Began

Exploding volumes of data and staggering advances in analytics and technology provide financial institutions with limitless opportunities to assess and predict consumer financial behavior. This insight is then used to inform credit decisioning, acquisition and account management strategies. But where did it all begin? Just where did the concept of credit get its start? View [Read More…]

Military Lending Act – Credit Card Compliance

In 2006, Congress passed the Military Lending Act (MLA) to help protect active duty service members and their dependents from predatory lending. In 2015, the Department of Defense (DOD) issued a final rule amending the MLA to cover a wider range of credit products impacting traditional creditors like banks and credit unions. The DoD’s Final [Read More…]

Webinar: Day 1 Certainty Best Practices for Mortgage Lenders

Day 1 Certainty Best Practices Webinar – What You Need to Know for a Successful Implementation Date:  Tuesday, August 15, 2017 Time:  2:00 PM (EDT) Fee:  Free with discount code EQ815     It has been almost a year since Fannie Mae kicked of the DU® validation service for Day 1 Certainty™, which officially integrates [Read More…]

Day 1 Certainty Best Practices for Mortgage lenders

Best practices for benefitting from Day 1 Certainty through the Fannie Mae DU® validation service Process changes are challenging, but automated validation can save lenders time and money.  Fannie Mae’s new Day 1 Certainty™ program is designed to make the mortgage loan process faster.  But since it rolled out last October, some lenders have hit [Read More…]

Webinar On Demand: Military Lending Act – Credit Card Compliance

The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower” status for all covered consumer credit applications. Will you be ready? Join Equifax for an informative webinar to help you better prepare for MLA [Read More…]

Final Reminder: Military Lending Act – Credit Card Compliance Webinar

The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower” status for all covered consumer credit applications. Will you be ready? Register now to join Equifax on Thursday, June 15 at 2:00 pm ET [Read More…]

Webinar On Demand: Q2 U.S. Economic and Credit Trends Outlook from Equifax

Listen now  as Chief Economist Amy Crews Cutts delivers insights that can help drive strategic growth at your organization. During this webinar, Amy will discuss: U.S. Economic Overview Special Report: Recession Outlook U.S. Consumer Credit Trends Whether you’re looking to benchmark against industry trends, better forecast your book of business, or monitor shifts in the [Read More…]