Why is Everyone Talking about Student Outcome Measurement?

The higher education landscape has shifted. Everyone is talking about student outcome measurement. Prospective students, parents, and even legislators now seek out the track record of institutions’ degree completions, job placements, and earnings potential. In turn, proving program value, enhancing curriculum, improving student success, and access to quality outcome data are now common threads discussed [Read More…]

July 2018 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for appearing at work under the influence of alcohol. He was disqualified from benefits upon a finding that he was discharged for misconduct connected with the work. He appealed. A hearing was scheduled before an administrative law judge. At the Hearing The Employer’s Evidence: The claimant’s manager and two witnesses [Read More…]

Retail Credit Cards: The Correlation between Retailer Health and Payment Performance

This is the first of a two-part blog series written by guest author, Cristian deRitis, senior director of Consumer Credit Analytics at Moody’s Analytics. Cristian develops credit models for a variety of asset classes and provides regular analysis and commentary on consumer credit, housing, mortgage markets, securitization, and financial regulatory.  Based on data from CreditForecast.com, delinquency rates on [Read More…]

In Search of the Purple Squirrel: Top 3 Reasons to Use Pre-Employment Verifications

In Search of the Purple Squirrel: Top 3 Reasons Why You Need to Use Pre-Employment Verifications Every decision we make is impacted by what we consider to be true – the same holds true for HR and talent leaders in their quest to find the “purple squirrel”, the ideal candidate whose experience and qualifications align [Read More…]

Next-Gen Credit Risk Modeling is Changing Everything

Banks and lenders want to deliver broader financial inclusion that enables them to score and approve more customers. But they don’t want to increase their risk levels. Traditional credit risk modeling techniques, such as logistic regression, have helped with this. But only to a point because of their limited, linear nature. First Solution to Use [Read More…]

Remote I-9 Webinar: Overcoming Compliance Obstacles to Get it Right Anywhere

Remote hires? Dispersed workforce? Locations without HR? There are unique challenges to managing I-9 compliance that are amplified with the structure of today’s workforce. And with worksite enforcement activities on the rise, you can’t afford to get it wrong. View our on-demand webinar from June 26, 2018 with I-9 experts from Equifax Workforce Solutions. We [Read More…]

Synthetic ID Fraud: Understand It, So You Can Stop It

Communications, Energy, Digital Media Providers Face New Challenges Online and mobile-based platforms are changing how fraudsters operate. These faceless channels have enabled them to move past simple point-of-sale transactions involving stolen credit cards or stolen identities. Now fraudsters use more sophisticated schemes involving synthetic identity (ID) fraud to exploit stolen products, services, and money for [Read More…]

Surprising Trends About Consumer Debt

New findings from the latest Equifax® National Consumer Credit Trends Report include: Mortgage debt now makes up a smaller portion of total consumer debt The makeup of non-mortgage debt has changed: student debt has soared, while credit card debt has decreased More Highlights from Recent Press Coverage Why store-branded credit card delinquencies hit 7-year high | [Read More…]

ETS Tax Intelligence: Pre-Acquisition SUI Tax Planning

Situation While state unemployment insurance (”SUI”) taxes rarely drive a company’s decision relating to the structure of a merger, acquisition, internal workforce reorganization/restructuring, or divestiture (“M&A”) transaction, pre-acquisition planning can help shape the timing and final organizational structure that can result in significant tax cost savings. Solution An acquiring employer has the responsibility, perhaps obligation, [Read More…]

June 2018 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for threatening violence in the workplace. He was disqualified from benefits upon a finding that he was discharged for misconduct connected with the work. The claimant appealed. A hearing was scheduled before an administrative law judge. At The Hearing The Employer’s Evidence: The claimant’s manager testified that the claimant walked [Read More…]