Webinar On Demand: Q4 U.S. Economic and Credit Trend Outlook

This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit insights from across the U.S. Join Equifax as chief economist Amy Crews Cutts welcomes guest speaker Cristian deRitis, senior director at Moody’s Analytics. During this webinar, Amy and Cristian will present: • U.S. Macroeconomic Overview In this section, [Read More…]

It’s Almost Here… Register Now: Q4 U.S. Economic and Credit Trends Outlook Webinar

There is still time to register for the Q4 U.S. Economic and Credit Trends Outlook webinar from Equifax. This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit insights from across the U.S. Join Equifax Thursday, November 16, 2017 at 3:00 pm ET as chief economist Amy Crews [Read More…]

Webinar On Demand: The Impact of Digital Transformation on Customer Experience – Are You Leaving Money on the Table?

Listen now as Hrishi Talwar, VP of Digital Identity and Mobile Products at Equifax, and guest speaker Maxie Schmidt-Subramanian, Principal Analyst at Forrester, discuss integrated digital experiences within the banking and lending space. AVAILABLE NOW Device technology is increasingly more pervasive – connected cars, programmable homes, and interactive voice assistants. Consumers now expect immediacy and [Read More…]

Webinar: Burden of Proof – An Unemployment Mock Hearing

Our mock unemployment hearing webinar is back by popular demand. Join us on Wednesday, November 15 at 2:00 ET (1:00 CT, 12:00 MT, 11:00 PT). With unemployment hearings having serious consequences for employers, the heat is on when you receive notice of an unemployment hearing. Even the most seasoned HR pros can find unemployment law [Read More…]

ETS Tax intelligence: 2018 Joint Account Strategies

Situation The 2018 state unemployment insurance (“SUI”) tax rate season is underway. In addition to utilizing tax rate forecasting to prevent unexpected outcomes (see August 2017 ETS Tax Intelligence), several states allow statutory elections, such as joint accounts, that can be implemented to reduce an employer’s overall SUI tax burden. Solution The formation of a [Read More…]

Canadian Residential Mortgage Practices and Procedures and Impact on Income Verifications

Situation On October 17, 2017 the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of OSFI Guideline B-20 – Residential Mortgage Underwriting Practices and Procedures. The Guideline which takes effect on January 1, 2018, applies to all federally regulated financial institutions (FRFIs). The Role of Income Verification Two key elements [Read More…]

Webinar: Register Now for The Impact of Digital Transformation on Customer Experience: Are you leaving money on the table?

Join Equifax Thursday, November 9, 2017 at 1:00 pm ET as Hrishi Talwar, VP of Digital Identity and Mobile Products at Equifax, and guest speaker Maxie Schmidt-Subramanian, Principal Analyst at Forrester discuss integrated digital experiences within the banking and lending space. Device technology is increasingly more pervasive – connected cars, programmable homes, and interactive voice [Read More…]

October 2017 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for inappropriate behavior. The claimant was allowed benefits upon a finding that he was discharged, but not for misconduct connected with the work. The employer appealed, and a hearing was scheduled before an administrative law judge. At The Hearing The Employer’s Evidence: The employer’s witness testified that he received an [Read More…]

Gauging U.S. Recession Risk: New White Paper Available from Equifax

A question frequently asked is when the U.S. might enter into a recession. To help separate fact from fiction, Amy Crews Cutts, senior vice president and chief economist at Equifax and Gunnar Blix, deputy chief economist, walk us through some of the concerns surrounding the timing of recessions in a new white paper. VIEW WHITE [Read More…]

Insights that Drive Commercial Card Approvals

Are you a financial institution looking to grow your commercial credit card business?  Focusing on this market makes a lot of sense, especially with recent growth rates around 9%.  Small businesses in particular represent great opportunity for cards because these customers want fast, cost-effective financing options and the approval process for loans and lines of [Read More…]