November 2017 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for excessive absenteeism. She was disqualified from benefits upon a finding that she was discharged for misconduct connected with the work. The claimant appealed, and a hearing was scheduled before an administrative law judge. At the Hearing The Employer’s Evidence: The employer offered evidence and testimony showing that the claimant, [Read More…]

ETS Tax intelligence: 2018 Joint Account Strategies

Situation The 2018 state unemployment insurance (“SUI”) tax rate season is underway. In addition to utilizing tax rate forecasting to prevent unexpected outcomes (see August 2017 ETS Tax Intelligence), several states allow statutory elections, such as joint accounts, that can be implemented to reduce an employer’s overall SUI tax burden. Solution The formation of a [Read More…]

Canadian Residential Mortgage Practices and Procedures and Impact on Income Verifications

Situation On October 17, 2017 the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of OSFI Guideline B-20 – Residential Mortgage Underwriting Practices and Procedures. The Guideline which takes effect on January 1, 2018, applies to all federally regulated financial institutions (FRFIs). The Role of Income Verification Two key elements [Read More…]

October 2017 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for inappropriate behavior. The claimant was allowed benefits upon a finding that he was discharged, but not for misconduct connected with the work. The employer appealed, and a hearing was scheduled before an administrative law judge. At The Hearing The Employer’s Evidence: The employer’s witness testified that he received an [Read More…]

3 Letters from the IRS Your Organization Can’t Ignore

The failure of the Senate’s “skinny repeal” bill signaled what many employers were waiting to hear definitively: the Affordable Care Act (ACA) is here to stay, at least for now. If your organization had previously been playing “wait and see” regarding your reporting obligations, now is the time to comply with the ACA or face [Read More…]

ETS Tax Intelligence – SUI Tax Rate Forecasting

Situation As mentioned in last month’s issue of Tax Intelligence, for a majority of states the date used to calculate state unemployment insurance (“SUI”) tax rates for the forthcoming calendar year is June 30th, which is known as the computation date.  So while most of the employer-specific information used by state workforce agencies in calculating [Read More…]

August 2017 Briefly: An Unemployment Case Analysis

Background The claimant was discharged for violating an employer policy. The claimant was disqualified from benefits upon a finding that she was discharged for misconduct connected with the work. The claimant appealed. A hearing was scheduled before an administrative law judge. At the Hearing The Employer’s Evidence: The claimant was discharged for violating an employer [Read More…]

Bulletin – I-9 Compliance: DHS Indicates National E-Verify Mandate Could be Coming Soon

I-9 Compliance:  Signs Are Pointing to a Future Federal Mandate of E-Verify As we reported in our previous blog post, DHS Planning Nationwide Mandate of E-Verify, signs are pointing to a future federal mandate for E-Verify.  The latest indicator comes from the recent approval of the Fiscal Year 2018 Homeland Security Bill by the House [Read More…]

ETS Tax Intelligence: State Unemployment Tax Economic Update

In a majority of states, employer-specific factors (benefit charges, taxable payroll, tax contributions, and reserve account balances) used in calculating 2018 state unemployment insurance (“SUI”) tax rates will be fixed as of June 30, 2017.  However, there are still unknown legislative and economic factors that could have an impact on 2018 and future SUI tax [Read More…]

July 2017 Briefly: An Unemployment Case Analysis

Background The claimant quit voluntarily after a discussion with her manager regarding her attendance.  She was allowed benefits upon a finding that she was discharged, but not for misconduct connected with the work.  The employer appealed, and a hearing was scheduled before an administrative law judge. At the Hearing The Employer’s Evidence:  The employer testified [Read More…]