How to Implement CECL
This is the second in a three-part series “Getting to Know CECL” from guest blogger, Cris deRitis, PhD, Senior Director […]
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How Lenders are Using Technology to Increase Consumer Satisfaction
It’s a pivotal moment for the mortgage industry as it strives to become more consumer oriented. Lenders and borrowers are […]
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Mortgage Industry: How It Has Evolved Since the Great Recession
From movies like the “Big Short” to today’s history lessons, the Great Recession is well documented. I’ve worked in the […]
How Lenders are Using Technology to Increase Consumer Satisfaction
It’s a pivotal moment for the mortgage industry as it strives to become more consumer oriented. Lenders and borrowers are […]
Reach the Right Millennials Through Their Devices
After a long day of work, it is unlikely that you will find Millennials standing around reading their mail the […]
Signs Point to Income Verification as Key Fraud Mitigation Tool for the Canadian Mortgage Industry
Situation Home Capital Group, a Canadian holding company based in Toronto, cut ties with dozens of brokers for falsifying income […]
Recent Articles
How to Implement CECL
This is the second in a three-part series “Getting to Know CECL” from guest blogger, Cris deRitis, PhD, Senior Director […]
Consumer Expectations are Changing the Mortgage Process
E-commerce has significantly changed the way we operate — from both a personal and business perspective. As consumers, we’ve become […]
How Lenders are Using Technology to Increase Consumer Satisfaction
It’s a pivotal moment for the mortgage industry as it strives to become more consumer oriented. Lenders and borrowers are […]
Mortgage Industry: How It Has Evolved Since the Great Recession
From movies like the “Big Short” to today’s history lessons, the Great Recession is well documented. I’ve worked in the […]
Signs Point to Income Verification as Key Fraud Mitigation Tool for the Canadian Mortgage Industry
Situation Home Capital Group, a Canadian holding company based in Toronto, cut ties with dozens of brokers for falsifying income […]
Apartmentalize Conference: Your Chance to Disrupt
The National Apartment Association (NAA) Apartmentalize conference is just around the corner, and I’m excited to attend for the first […]
Credit through the Ages: Where it all Began
Exploding volumes of data and staggering advances in analytics and technology provide financial institutions with limitless opportunities to assess and […]
Do Retail Store Closures Affect How Consumers Pay Their Private Label Credit Cards?
In our changing retail landscape, many stores are closing and retail chains head into bankruptcy. Consumers who owe money on […]
AmeriSave Accelerates Mortgage Loan Originations by 15% with The Work Number®
As the mortgage industry moves towards a digital lending process, many lenders may be looking for ways to increase the […]
It’s Tech Time! MBA’s Tech Conference & Expo is April 15-18
A lot has changed in the world since last year, but one thing hasn’t: you still need the latest innovations […]
New Tax Cuts: Immediate Impact to Credit Expected?
As economists, we study the historical impacts of natural disasters, changes in government policy or actions by central banks so […]
Early Payment Performance: Changing standards?
Assessing early payment performance on recent vintages for key tradelines provides a good barometer for lending conditions in the current […]