E-commerce has significantly changed the way we operate — from both a personal and business perspective. As consumers, we’ve become […]
It’s a pivotal moment for the mortgage industry as it strives to become more consumer oriented. Lenders and borrowers are […]
From movies like the “Big Short” to today’s history lessons, the Great Recession is well documented. I’ve worked in the […]
Craig Crabtree, SVP and General Manager of Equifax Mortgage Services, discusses the company’s involvement in Fannie Mae’s Day 1 Certainty […]
When the housing bubble and economy crashed, demand for housing fell across the board, with first-time homebuyers in particular becoming […]
The reduced buying power of millennials has forced many to avoid homeownership. Here's how to get them engaged in the real estate game.
The building materials industry has a track record of predicting the health of the housing market. What may the next few years mean for lending?
Under the Dodd-Frank Act, mortgage loans now require stricter qualifications from lenders prior to approval to meet compliance standards.
HAMP homeowners may soon be struggling with impending foreclosures. As a loaner, here is how you can help your clients manage their debt.
New growth in the commercial mortgage debt market could give lenders a profitable business opportunity if they use the right data and tools.
While lenders are looking at more targeted acquisition strategies to fill their loan pipelines as origination volumes decline, more stringent […]
Purchasing a home is still part and parcel of the American Dream. In the wake of the lending crisis, though, […]
If you manage properties, then you are accustomed to performing a background check before renting to new residents. What you […]
Increasing home prices and values are increasing the demand for home equity lending. The recent changes to Qualified Mortgage/Ability to […]
While you hope that every borrower is a solid prospect, the truth is that some borrowers can leave a lot to be desired in the mortgage arena. While a...
VOHI, or verification of hazard insurance, is a critical step in the credit lending process, but making sure you have the right coverage isn't easy.
Profiling whole loan pools is an essential process for today's lenders. Lenders must make wise credit-lending decisions.
The second update to the Consumer Financial Protection Bureau examination procedures has arrived, bringing with it a host of changes. Among other...
The Consumer Financial Protection Bureau recently finalized a set of amendments to the Qualified Mortgage/Ability-to-Repay Rule under TILA/Reg Z, which […]