Webinar: Best Practices for QM/ATR Compliance
Increasing home prices and values are increasing the demand for home equity lending. The recent changes to Qualified Mortgage/Ability to Repay (QM/ATR) have established new underwriting standards, impacting how lenders evaluate and qualify prospective borrowers.
Join us for a free webinar where a team of experts, including a senior manager of regulation and compliance at Equifax, will discuss best practices being leveraged by mortgage originators and home equity lenders to facilitate compliance with QM/ATR requirements. The webinar will also provide insights on common compliance pitfalls for mortgage lenders, as well as trusted data sources and efficient processes to ensure consistent borrower verification procedures in a home equity lending environment.
Additional topics include:
- Auditing verifications of employment for completeness and accuracy
- Best practices for attaining and executing IRS Form 4506-T
- Understanding the IRS tax transcript options
- Using tri-merge credit reporting to facilitate compliance
- Automated valuation tools
- Automated third-party data sources
When: Thursday, May 8, 2014, 1:00 EST
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